From October 2012 the UK Government aim to introduce the UK Green Deal Scheme. The Green Deal Scheme aims to make it possible for millions of homes and businesses to have energy efficient improvements at no upfront cost to them.

The Green Deal Scheme is to enable energy efficiency improvements such as cavity wall insulation, loft insulation, solid wall insulation, condensing boilers, floor insulation, draught proofing, energy efficient glazing and doors, electric storage heaters, solar heat panels, photovoltaic PV panels, ground source heat pumps to be installed. The Green Deal Scheme should allow you to have quality Green Deal advice and work carried out on your property by Green Deal Installers, by using your Green Deal Finance which will be provided by a Green Deal Provider. The Green Deal Providers will use your Green Deal Finance to pay the Green Deal Installers directly for all improvements.

You won't have to pay for any of the Green Deal work up front. The Green Deal debt will be attached to your property's electricity bill and not to you. Pay back for the Green Deal Plan will be recouped by instalments, over 25 years or less, from a charge made on the home or business's electricity bill. If you move house, repayment for the Green Deal finance will be regained by a charge on the new occupier's electricity bill. After all, the new owner will be benefiting from the work you have had done to the property via your Green Deal.

Under the UK Green Deal for Homes and Green Deal for Business - all instalments will all have to meet a single key principle: The expected savings must be greater than the cost of work being being done - this will be known as the "Green Deal Golden Rule".